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Critical Illness Insurance - Chadi & Company

Preparing For the Unexpected

In an era of rising healthcare costs, one in four Canadians will endure an unexpected critical illness by age 65. If it happens to you, you expect that your insurance provider will take care of business to ensure that not only are you adequately covered and protected against all contingencies, but that your medical bills are paid on time and in full. Your responsibility is simply to make sure that you have adequate critical illness insurance; if things don’t go as planned with your insurance provider, you need a group of lawyers well-versed in insurance law to handle your case and make sure you get every penny that’s coming to you.

How Does Critical Illness Insurance Work?

Critical illness insurance provides a lump sum, tax-free benefit to policyholders disabled under the contract provisions. The insurance covers a variety of illnesses, including heart attacks, cancer, strokes, multiple sclerosis, blindness, Alzheimer’s disease, Parkinson’s disease, aortic surgery, renal failure, burns, comas, paralysis and deafness.

In the event of your illness and hospitalisation, your insurance provider may fail to handle your financial affairs in a thorough and timely fashion. If your provider decides to decline a claim for whatever reason, the financial burden can fall on you – especially if you are too ill to assist in the provider’s investigation. It’s also important to remember that there are limits on the time frame in which you can file a claim; delaying action could cause you to lose the legal right to pursue the claim. The window of time required to deal with issues involving critical illness is often so short that any hesitation can mean the difference between life and death. Your job is to focus on improving your health or that of a family member; let a skilled lawyer who knows how to deal with insurance companies take care of getting you the money that you have already paid for and making your insurance company live up to their end of the agreement.

Chadi & Company: Experts Looking Out For You

If an insurance provider is negligent in handling your claim, you’ll need a legal professional in your corner who can help you get the benefits and compensation to which you’re entitled. The lawyers at Chadi & Company have served the greater Calgary area for more than 15 years with a distinguished track record of success in all types of personal injury cases, ranging from car and motorcycle accidents to spinal cord and brain injuries. Tara Cassidy and her team will provide you with expert counsel and customer service of the highest quality from the beginning to the conclusion of your case. For a personal consultation, call (866) 847-5762 or use our confidential email: tara@chadilaw.ca.